Promotional Capital Financing Benefits

Promotional Capital was established by a former promotional products and sales promotion entrepreneur. We intuitively understand the cash flow dilemmas that are unique to our industry, and we have funding solutions to meet those challenges.

We are the only finance company exclusively serving the capital needs of promotional products distributors.

Other Benefits for Promotional Products & Marketing Businesses Of Any Size:

• Immediate Cash
  We advance cash on your qualified receivables, usually in less than 24 hours.
• Funding Your New Orders
  Promotional Capital Purchase Order Financing provides advances for the funds that may be required up front to pay suppliers for your new orders
• Virtually Unlimited Capital
  Accounts Receivable Financing is the only source of business financing that grows with your sales. As sales increase, more money becomes available to you immediately.
• Professional Collections Services
  Promotional Capital handles collections and customer payment follow-ups for transactions we funded in a professional and productive manner. In fact, we come across to your customers as just an extension of your business.
• Professional Debt Collections Services
  Promotional Capital handles debt collections in a professional and productive manner, allowing your staff to focus on high value-added activities. In fact, we come across to your customers as just an extension of you business.
• Eliminate Overhead
  We handle invoice processing, paying suppliers, posting invoices, depositing checks, entering payments, and producing regular reports, thus greatly reducing current overhead costs associated with processing invoices and handling collections.
• Offer Credit Terms To Customers
  You can offer credit terms to your customers to increase your sales without negatively impacting your cash flow.
• Take Advantage Of Early Payment Discounts
  If you can save 2% of your costs from your suppliers by paying bills within 10 days, this can help to pay for the funding.
• No Liability On Your Balance Sheet
  Accounts Receivable Financing (sometimes referred to as factoring) is not a small business loan; there is no debt, and no monthly payments to negatively impact your balance sheet and make it hard to get other types of financing.
• Leverage Off Of Your Customers' Credit
  To qualify for financing, you don't need the best personal or business credit or even a long operating history. We base our credit decisions primarily on the creditworthiness of your clients.
• Our Financing Program Helps Build Your Credit
  Purchase Order and Accounts Receivable Financing creates an adequate cash flow, allowing you to pay suppliers on time and establish a good credit rating, making you eligible for credit from other vendors and financial institutions.
• Our Funding Program is Quick and Easy
  Completing the application is really simple. No history of profitability, personal finance statements, business plans, and the like are needed. After initial approvals, you can begin to receive funding in as little as 24 hours.
• Concentrate On Marketing and Securing New Accounts
  You know all the time you currently spend on collections, administration, bookkeeping, talking to banks? Now you can devote that time to sales and growing your business!
• No Long-Term Obligation
  There is no multi-year contract to sign.
• Flexibility
  You can pick and chose which transactions to finance. You could finance your entire order from Purchase Order to Invoice or if you have terms with your supplier, just do the Invoice financing.

Let Promotional Capital provide your business with all the benefits our financing has to offer.

Apply for financing services today!